investment strategy
Investing is a journey. Our proprietary strategy is designed for you to stay on track and go further with your managed portfolios.
Reduce risk and enhance potential returns with globally-diversified portfolios across asset classes (stocks, bonds and gold) and sectors.
We manage costs by using low-cost index strategies as the building blocks of our portfolios, so you keep more of your returns.
Our goal is to build long-term wealth. As this takes time, it is important to be invested and consistent however the markets may be.
Our investment process
01
Portfolio allocation
Each asset in a Core portfolio is selected based on their risk contribution so you get the most optimised allocations.
02
Factor investing
We use smart beta: a rules-based and systematic strategy that enhances long-term returns, reduces volatility and improves diversification.
03
Optimisation
Portfolios are optimised with the objective of maximising expected return for each risk level.
See it in action
No matter your investment goal, see how our strategy works with our four Core portfolios built for different time horizons and risk appetites.
High RISK
Investments focused on equity markets that seek to provide high levels of capital appreciation over time.
Investments focused on equity markets that seek to provide high levels of capital appreciation over time.
100% global equities to maximise long-term gains.
asset class
Equities
100%
Last update: 31 May 2023 14:30 SGT
MODERATELY HIGH RISK
Investments with greater allocation to equities or higher yielding assets that typically aim to provide mostly capital appreciation and/or high income potential.
Investments with greater allocation to equities or higher yielding assets that typically aim to provide mostly capital appreciation and/or high income potential.
Equity-focused for medium to long term growth.
asset class
Equities
100%
Last update: 31 May 2023 14:30 SGT
MODERATELY LOW RISK
Investments that typically aim to provide a balance of income and capital appreciation.
Investments that typically aim to provide a balance of income and capital appreciation.
Optimised asset allocation balancing risk and return.
asset class
Equities
100%
Last update: 31 May 2023 14:30 SGT
LOW RISK
Preservation of capital and the generation of regular income slightly above inflation or short-term money market rates.
Preservation of capital and the generation of regular income slightly above inflation or short-term money market rates.
Bond-focused for slow and steady appreciation.
asset class
Equities
100%
Last update: 31 May 2023 14:30 SGT
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
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ETFs as building blocks
An efficient and cost-effective way to invest passively in global markets, our selection of exchange-traded funds (ETFs) come with low fees, track their underlying benchmarks closely and have high trade volume.
expense ratio
What is expense ratio?
The percentage you pay to ETF providers and fund managers for managing and operating your ETF. This includes management, trustee, custody, registration fees and other relevant expenses.
actively-managed mutual funds
1 - 2%
Syfe core portfolios
0.16 - 0.24%
annual fee savings
0.76 - 1.84%
Past performance
Enjoy the best of both worlds with attractive dividend payouts and capital appreciation.
annual return period
CORE EQUITY100
MSCI WORLD INDEX
Past returns are shown for illustrative purposes only. They are calculated before fees and in USD terms unless otherwise specified. The past returns are based on most recent data available to us and may be different from what is shown. Past returns prior to portfolio inception date are based on our internal backtested data. Past returns are not a guarantee for future performance.
Last update: 31 May 2023 14:30 SGT
annual return period
core Growth
SPTGGU
*Source: Based on Syfe’s internal backtested methodology with information obtained from fund managers. Past returns are shown for illustrative purposes only. They are calculated before fees and in USD terms unless otherwise specified. The past returns are based on most recent data available to us and may be different from what is shown. Past returns prior to portfolio inception date are based on our internal backtested data. Past returns are not a guarantee for future performance.
Last update: 31 May 2023 14:30 SGT
annual return period
core Balanced
SPTGMU
*Source: Based on Syfe’s internal backtested methodology with information obtained from fund managers. Past returns are shown for illustrative purposes only. They are calculated before fees and in USD terms unless otherwise specified. The past returns are based on most recent data available to us and may be different from what is shown. Past returns prior to portfolio inception date are based on our internal backtested data. Past returns are not a guarantee for future performance.
Last update: 31 May 2023 14:30 SGT
annual return period
core Defensive
SPTGCU
*Source: Based on Syfe’s internal backtested methodology with information obtained from fund managers. Past returns are shown for illustrative purposes only. They are calculated before fees and in USD terms unless otherwise specified. The past returns are based on most recent data available to us and may be different from what is shown. Past returns prior to portfolio inception date are based on our internal backtested data. Past returns are not a guarantee for future performance.
Last update: 31 May 2023 14:30 SGT
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