


core growth



For investors looking to capture long-term growth from the stock market while adjusting for risk.
Invest in 5,000+ global stocks, with a small allocation to bond and gold to manage risk.
9.43
% p.a. returns (8Y). Optimise for the long-term growth of the stock market.
Compound returns with automatic dividend reinvesting and recurring transfer plans.
Composition
Access diversified, institutional-grade solutions
in one portfolio.
Equities
70.11%
Bonds
25.1%
Commodities
4.78%
Information Technology
15.66%
Treasuries
15.26%
Industrials
11.66%
Financials
11.17%
OTHERS
46.23%
Last update: 28th Feb 2025 14:30 HKT
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Past performance
Our Smart Beta strategy optimises your portfolio’s equity component to outperform the markets over time.
core GROWTH
avg ann return (8y)
9.43
S&P TARGET RISK GROWTH (SPTGGU)
avg ann return (8y)
7.18
core Growth
SPTGGU
Past returns are shown for illustrative purposes only. They are calculated before fees and in USD terms unless otherwise specified. The past returns since inception (31 March 2022) are based on model portfolios returns which may not fully account for trading costs, tax implications and timing impacts. Past returns prior to portfolio inception date are based on our internal backtested data with information obtained from underlying fund managers. Past returns are not a guarantee for future performance.
Last update: 28th Feb 2025 14:30 HKT
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Comparing portfolios
Get started or diversify your investments with a portfolio that best suits your needs.
core growth
risk rating
Moderately high
annualised returns (8Y)
asset allocation
recommended investment horizon
Medium-long
(5+ years)
core equity100
core balanced
core defensive
High
Moderately low
Low
Long
(10+ years)
Medium
(3+ years)
Short
(2+ years)
Why invest with Syfe?
Learn how our Core portfolios stack against other strategies like traditional ETF investing.
syfe core
diy etf investing
brokerage account
Not required
Required
investment strategy
Systematic,
3-factor investing
Freestyle
expected returns
Per index
Dependent on
individual skill and experience
automatic dividend reinvestment
biannual rebalancing
management fees
All-inclusive fee at
0.35% to 0.65% p.a.
Usually payable per trade
TIME REQUIRED
Low
Significant
RISK MANAGEMENT
Automated
Self-directed


Our
Smart Beta
investment strategy
Portfolio aims to maximise risk adjusted return by taking country, sector, credit and interest rate risk. Optimised by incorporating smart beta factors that enhances long term returns, reduces volatility, and improves diversification.
learn moreasset class
%
Equity
70.11
Bonds
25.1
Commodity
4.78
equities
Bonds
commodities
ETF
SYM
BOL
CLASS
%
Invesco QQQ Trust Series1
Stocks in 100 of the largest non-financial companies (market capitalisation weighted) such as Microsoft, Apple, Facebook, Google etc
QQQ
10.89%
iShares MSCI EAFE ETF
Stocks in developed market equities, excluding the U.S. and Canada such as Nestle, Roche, Novartis, HSBC, BP etc
EFA
7.69%
SPDR Gold Shares
Physical Gold as underlying to 100% of the ETF
GLD
4.77%
iShares MSCI China ETF
Stocks in the 500+ smallcap to midcap China-listed companies such as JD.com, Ping An Insurance, China Construction Bank etc
MCHI
4.45%
iShares Core MSCI EM IMI UCITS ETF
Stocks in emerging market equities such as Tencent, Alibaba, Taiwan Semiconductor, Samsung, Naspers etc
EIMI
2.62%
iShares TIPS Bond ETF
US government bonds whose face value increases with inflation
TIP
2.53%
KraneShares CSI China Internet ETF
Stocks in China-listed internet companies such as Tencent, Meituan, Alibaba etc
KWEB
2.14%
iShares 20+ Year Treasury Bond ETF
US government bonds with more than 20 years maturity
TLT
2.05%
Stock
%
United States Treasury Note/Bond
11.96
Apple Inc
2.25
Microsoft Corp
1.94
NVIDIA Corp
1.85
Amazon.com Inc
1.45
Alphabet Inc
1.41
Tencent Holdings Ltd
1.08
Fannie Mae Pool
0.96
Meta Platforms Inc
0.92
Alibaba Group Holding Ltd
0.86
sector
%
Information Technology
15.66
Treasuries
15.26
Industrials
11.66
Financials
11.17
Consumer Discretionary
9.17
Health Care
8.12
Communication Services
6.94
Consumer Staples
5.25
Commodities
4.88
Materials
2.84
Energy
2.11
Utilities
1.93
MBS Pass-Through
1.57
Real Estate
1.51
Agency
0.78
Supranational
0.29
Local Authority
0.28
Cash and/or Derivatives
0.19
Covered
0.18
Sovereign
0.18
CMBS
0.01
Countries
%
United States
70.48%
China
8.61%
Japan
2.63%
France
1.33%
Germany
1.2%
United Kingdom
1.64%
Italy
0.51%
Canada
0.45%
Spain
0.44%
Australia
0.7%
Switzerland
0.85%
Netherlands
0.51%
Taiwan
0.5%
Other
10.17%
Core GROWTH
Past returns
PERIOD
%
YTD
2.25
Last 1 yr
12.6
Last 3 yrs
5.85
Last 5 yrs
10.42
Last 8 yrs
9.43
Last 10 yrs
8.69
Since Apr 2013
9.27
PERIOD
%
2025
2.25
2024
12.43
2023
15.76
2022
-15.69
2021
16.3
2020
18.91
2019
24.02
2018
-5.36
2017
18.47
2016
10.5
2015
-0.89
2014
8.64
2013
12.8
PERIOD
%
YTD
2.25
Last 1 yr
12.6
Last 3 yrs
18.59
Last 5 yrs
64.13
Last 8 yrs
105.58
Last 10 yrs
130.07
Since Apr 2013
189.61
FAQs
What is the Core Growth portfolio?
The Core portfolios comprises stock, bond, and gold ETFs that aim to provide global diversification and better risk-adjusted returns.
The portfolios are constructed using an Asset Class Risk Budgeting approach to achieve a relatively stable asset allocation making them ideal for passive investing.
The equity component of the Core portfolios are further optimized using Smart Beta factors namely growth, large-cap and low-volatility factors. To improve risk-adjusted returns, the Core portfolio also holds an increased exposure to technology and Chinese stocks.
Clients can choose from three different Core portfolio types depending on their investment goals, time horizon and risk appetite: Core Defensive, Core Balanced, Core Growth