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Income Tax Relief: 5 Ways to Lower Your Payable Tax in Singapore

Singapore offers a variety of tax relief options designed to ease the financial burden on individuals. From personal tax rebates to incentives for upgrading your skills, understanding these relief options can significantly impact your financial strategy. In this blog, we’ll explore the different tax relief schemes, how they work, and...

CPF Special Account Closure—What’s Next? 

As you approach retirement, managing your CPF funds efficiently is crucial for ensuring financial security during your golden years. With the closure of the CPF Special Account (SA), it’s important to understand how this change affects your retirement planning.  This guide will explore the various ways retirees and pre-retirees can...

Making the Most of SRS as a Foreigner in Singapore

As a foreigner (or expat) in Singapore navigating financial planning can feel like a journey full of unknowns. For myself, living in Singapore has been quite a journey—I moved here from the UK shortly before the pandemic… talk about poor market timing! Not long after, I met my now-wife, who’s...

Top SRS Investment Options to Grow Your Retirement Savings

It's the time of year to wrap up and start planning for taxes. If you're less familiar with the Supplementary Retirement Scheme (SRS), it's a voluntary government scheme designed to complement your CPF savings. For mid- to high-income earners, SRS is a great way to save on taxes. Every...

CPF vs SRS Top-Ups: Which to Choose and What’s the Difference?

Both the Central Provident Fund Special Account (CPF SA) and Supplementary Retirement Scheme (SRS) are designed to help you save for retirement, but they have different structures, rules, and benefits.  Let’s break down the key differences: Table of contents What is a CPF SA AccountWhat is a SRS AccountDifference Between CPF SA...

Guide to Supplementary Retirement Scheme (SRS) in Singapore: What It Is and How to Maximise It

What is the Supplementary Retirement Scheme (SRS)? The SRS is a voluntary savings scheme that helps you boost your savings for your golden years. You will be able to get a dollar-for-dollar tax discount on the amount saved to your SRS account. The more you contribute, the more you save...

Investing At Every Age: Tips For Your 20s, 30s, 40s, 50s and Beyond

Whether you're in your 20s, 30s, or 40s, here's how to invest for every stage of your life

How To Grow Your Savings And FIRE | A Chat With Kelvin Learns Investing

Save, invest, and trade: some smart ways to make the most of your hard earned money

5 Things Singaporeans In Their 50s Should Be Doing For A More Secure Retirement

Your 50s should be when you strategise your savings, investments, and debt repayments for your own goals.

The Best Financial Moves For Your 40s

Making the right financial choices now will set you up for success in your 40s and beyond.